It seems that this would be a perfect time to offer our readers an opportunity to not only comment on articles and editorials which you have found in this newsletter but also to sound off, complain, and generally tell us what you think about things that are going on in your industry.

Remember, this newsletter is YOURS. As we told you in our last copy of the FAS News, this publication is designed to celebrate, inform, and assist you.

We strongly encourage each and every one of our readers to take part in this forum so as to not only share with us thoughts and ideas as they relate to the credit professional but to help enlighten other credit executives across the country as well.

We welcome praise as well as criticism. Needless to say, the praise will always be quoted directly, while the criticism will in all probability be edited by the editor.

Please share with us your thoughts and ideas and an occasional recipe for anything chocolate doesn't hurt either.

PLEASE WATCH FOR OUR REGULAR E-MAIL NEWS LETTERS THAT ARE NEW IN 2004. SHOULD YOU FIND YOUR WAY TO OUR PAGE AND NOT CURRENTLY ON OUR MAILING LIST, PLEASE RESPOND TO:  ASBLOOM@FASCOLLECTIONS.COM